Always Protected with Healthmart Terms and Conditions

  1. Promo period is from February 1, 2022 to April 30, 2022
  2. This promo is valid for all customers of website with a minimum transaction worth P2,000.00 of participating products, not including the shipping fee.
  3. The customer can only qualify for a maximum of 2 units of insurance during the promo period. Customers are only allowed to activate one unit of insurance policy at any given time.
  4. This promo may not be used in conjunction with any other discounts on, such as promo codes, Senior Citizen discounts, and Persons with Disabilities discounts.
  5. The insurance is not transferable and may not be converted to other forms such as cash, credit, kind, or other financial instruments.
  6. This free insurance covers: (1) Accidental Death and Disability; (2) Accident Medical Expense; and (3) Daily Hospital Benefit (maximum of 5 days) for the Insured Principal.
  7. To avail of the free insurance, the Insured Owner must be aged 18 to 64 years old and in good health at the time of enrollment.
  8. Qualified users will receive their activation email within 3 days after payment confirmation and successful delivery of the transaction.
  9. Free insurance cannot be applied retroactively.
  10. reserves the right to refuse the awarding of cashback or rewards to accounts that are suspected to be invalid or fraudulent (i.e,. abuse of system or weakness in the promo to win prizes or receive benefits).
  11. Should the qualified transaction be cancelled or declined, whether the cancellation is customer-initiated or biller-initiated, reserves the right to withdraw and nullify the rewards related to the cancelled payment transaction, even if the insurance has been activated.
  12. The customer must notify for any complaints regarding the promo. The decision of on the complaint with concurrence of DOH-FDA-CDRR shall be considered final. For clarifications and complaints relative to this promo, please email
  13. The e-policy will be sent via email and SMS from Pioneer Insurance Inc. within 2-3 working days upon insurance activation. For all Insurance queries and concerns, you may reach out to InsuranceKo via
  14. Except in the case of fraud or illegal acts, the customer, its assigns and successors-in-interest, hold, its stockholders, officers, directors, employees and agents, free and harmless from any action, claim, suit or liability in connection with this promo.


    Key Benefits

    Benefit Amount in PHP
    Accidental Death & Disablement 10,000.00
    Accident Medical Expense 2,500.00
    Daily Hospital Income (DHI) Benefit (max. of 5 days) 100.00 (up to 500.00 total DHI benefit)